Health, life insurance, savings & retirement


Because the APICIL Group protects people, all people, and only people, we are committed to helping you plan your future every day, for both your personal and professional projects. Be We know that to get ahead, you need the right people with you. And that’s a life changer!

Our activites

Your partner for social protection at every stage of life

  • Health-Life Insurance

    We offer complementary health coverage adapted to each need, for employees, the self-employed, companies (regardless of the sector they operate in) and private individuals.

  • Savings and financial services 

    From diagnosing your needs to selecting a high-performance, secure savings solution,we guide each and every one of our customers.

  • Pensions

    APICIL manages the Agirc-Arrco pension scheme Agirc-Arrco, and assists companies and employees and employees in the management and implementation this pension scheme.

  • Services

    To support our customers and policyholders at every stage of their lives: remote assistance and and connected devices for the frail, support for companies in improving quality of life at work, or helping people in professional professional transition…


largest French Social Protection Group




of workers with disabilities


points of professional equality Index

A unique governance model

A group proud of the mutualist values we share with our 1.7 million policyholders.

€16 millions

dedicated to sponsorships and social action

50 400 corporate customers

Cropped portrait of an attractive young businesswoman standing with her arms folded in the office


We are committed to helping the most vulnerable people. Our Social Action team provides support to those who need it most, through concrete actions to improve health, assistance for disabled people and for seniors, and value creation through employment.

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